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3919 Centre B Street NW
Beds
3
Baths
2
Sqft
842
Year
1949
Type
Single Family
On market
28d
Live in one unit and rent the other, or rent both for excellent cash flow! This charming home has a legal suite is situated on a quiet, tree-lined street just one block off Center Street and only 10 minutes from downtown. It is just steps away from the proposed future C-Train station, offering unbeatable convenience and strong long-term value.Bursting with original character, the upper unit features two bedrooms, a 4-piece bathroom, a kitchen with eating area, a large bright living room, in-suite laundry, and beautiful hardwood floors.The fully legalized lower suite has its own private side entrance and offers one bedroom, a separate living room, a bright full kitchen, a 4-piece bathroom, and a dedicated laundry room. The lower level boasts large windows and a mix of vinyl and carpet flooring.Both units come fully equipped with their own appliances, including two stoves, two refrigerators, two dishwashers, two washers, and two dryers.Outside, you’ll enjoy a nicely landscaped west facing yard with a garden space perfect for the green thumb, extra parking, and a single detached garage.Whether you’re looking for an owner-occupied home with mortgage assistance or a turnkey investment property, this duplex is ready for you. Have a tenant help pay your mortgage while you build equity in a prime location.Schedule your private showing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Living room | 10.92 Ft x 19.08 Ft | |
| Other | 10.75 Ft x 12.92 Ft | |
| Primary Bedroom | 10.50 Ft x 10.83 Ft | |
| Laundry room | 9.00 Ft x 11.58 Ft | |
| 4pc Bathroom | 4.83 Ft x 7.42 Ft | |
| Furnace | 4.50 Ft x 6.83 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 12.08 Ft x 14.75 Ft | |
| Other | 11.58 Ft x 13.83 Ft | |
| Bedroom | 10.58 Ft x 11.92 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.00 Ft | |
| Laundry room | 2.42 Ft x 2.92 Ft |
Unknown
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 11.83 Ft x 11.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.11%
Cap rate
4.64%
GRM
13.9
Break-even rent
$4,027
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 19, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.