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3905 45A Street
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Beds
3
Baths
2 full + 1 half
Sqft
1,088
Year
1946
Type
Single Family
On market
68d
This charming and well-located home, located on a quiet street is perfect for those seeking comfort, convenience, and a peaceful setting. Step inside to a spacious and inviting main-floor living room, offering a warm atmosphere for both everyday living and entertaining. Just off the living area, the generously sized primary bedroom provides comfort and easy accessibility. The kitchen is neat, functional, and ready for new owners to enjoy, with a convenient rear porch just off the space ideal for additional storage or a seamless transition to the backyard. The main floor is complete with a full 4-piece bathroom, and has been refreshed with all new flooring, updated lighting, and upgraded plumbing lines replaced with PEX for added peace of mind. Upstairs, you’ll find a large bedroom that serves as a private retreat, along with a versatile adjoining room that can function as a small bedroom, home office, or extra storage space also featuring new flooring to match the updated feel of the home. The lower level offers excellent potential to expand your living space and further develop with a designated laundry area, a 3-piece bathroom already in place, and a new sump pump installed. Outside, the fully fenced backyard provides a great space for pets, family, or outdoor enjoyment, complete with durable vinyl fencing along the rear. A double heated garage adds valuable parking and storage options. This property offers outstanding flexibility and value whether you’re looking to downsize into a manageable home or add a solid property to your investment portfolio. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 10.00 Ft x 12.75 Ft | |
| Storage | 6.83 Ft x 10.25 Ft | |
| Laundry room | 11.00 Ft x 12.42 Ft | |
| 2pc Bathroom | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9.42 Ft x 12.25 Ft | |
| 4pc Bathroom | — | |
| Kitchen | 10.83 Ft x 12.92 Ft | |
| Living room | 11.58 Ft x 14.58 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 12.58 Ft x 12.92 Ft | |
| Bedroom | 8.33 Ft x 10.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 13, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Ponoka. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.