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3905 3A Highway
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Beds
3
Baths
1
Sqft
1,046
Year
1958
Type
Single Family
On market
29d
Welcome to your own little slice of Kootenay paradise! Nestled at 3905 Highway 3A, this charming 3-4 bedroom, 1 full bathroom home offers comfortable one-floor living only minutes from beautiful Kokanee Creek Provincial Park beach and campground. Step inside and enjoy the warm and inviting feel of the lovely bamboo flooring, cozy gas stove heater, newer gas furnace, and newer hot water tank. The home also features a new septic field, giving peace of mind for years to come. Outside, you’ll fall in love with the private backyard oasis complete with a cute cobblestone-style patio — the perfect place to relax with your morning coffee or unwind after a day of adventure. The property backs onto a peaceful forest setting where you can enjoy local wildlife and the beauty of nature right from your own backyard. There’s also a handy attached 10 x 12.5 workshop, ideal for hobbies, storage, or tinkering on projects. This location is truly an outdoor enthusiast’s dream! Enjoy being so close to fishing, sandy beaches, hiking trails, boating, golf courses, and even zip lining. Whether you’re looking for a full-time residence, retirement home, or recreational getaway, this property offers the perfect blend of comfort, nature, and Kootenay lifestyle living. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 11'1'' x 10' | |
| Foyer | 7'9'' x 7' | |
| Utility room | 5'3'' x 5'5'' | |
| Full bathroom | 6'4'' x 8'5'' | |
| Laundry room | 5'5'' x 4'1'' | |
| Bedroom | 9'3'' x 10'3'' | |
| Primary Bedroom | 11'1'' x 9'11'' | |
| Other | 10'11'' x 15'7'' | |
| Living room | 20'11'' x 11'7'' | |
| Dining room | 10' x 8'6'' | |
| Kitchen | 10'10'' x 10' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Nelson. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.