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39 Highlands Terrace
Beds
6
Baths
4 full + 1 half
Sqft
2,408
Year
1997
Type
Single Family
On market
45d
Set on 4.00 acres of mature trees in The Highlands of West Bragg Creek, this walkout bungalow offers a balance of space, functionality, and a quiet rural setting just minutes from the hamlet. With over 2,400 square feet above grade and a fully developed lower level, the home features five bedrooms and 3.1 bathrooms, with a layout that supports both day-to-day living and hosting family and guests .The main floor includes three bedrooms, a formal dining room, private office, and a spacious living area anchored by oak hardwood flooring and large windows that connect the home to its natural surroundings. The kitchen has been updated and provides ample storage and workspace with an island the size of, well, an island! It transitions into a breakfast nook and out to a large deck with glass railing—an ideal spot to take in the natural beauty and seasonal creek. Neutral paint throughout creates a cohesive, move-in ready feel, while Hunter Douglas honeycomb blinds add both style and efficiency.The primary suite includes an updated ensuite with in-floor heat and a curb-less shower, designed with comfort and accessibility in mind. An elevator lift connects the garage, main level, and walkout basement, offering flexibility for a variety of living needs. The lower level includes a large recreation space with a games area, a pool table (included), two additional bedrooms, and a second office that could also function as a bedroom.Practical upgrades include two newer furnaces. water filtration and reverse osmosis systems all within the past 7 years. The home is serviced by a well and septic system that has been maintained to ensure proper functioning.For those needing workspace or storage, the property is well equipped with a heated attached triple garage with high ceilings and room for car-lifts, a heated detached double garage/shop, and an RV parking port with electrical service. A lawn tractor with snow blower and mower attachments is also included, supporting year-round property maintenance.Beyond the property, the location offers direct access, within walking distance to some of Alberta’s most sought-after outdoor amenities. Trails in nearby Kananaskis Country and West Bragg Creek provide year-round opportunities for hiking, cross-country skiing, and mountain biking. The hamlet of Bragg Creek offers a range of local shops, restaurants, and services, along with a strong sense of community, all within a short drive. Calgary’s west edge is also accessible for commuting or additional amenities.This is a property that combines functional acreage living with access to both nature and nearby services, in one of the more established and desirable areas west of the city. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 10.17 Ft x 6.42 Ft | |
| Bedroom | 17.42 Ft x 13.83 Ft | |
| Bedroom | 17.42 Ft x 13.83 Ft | |
| Recreational, Games room | 31.50 Ft x 33.92 Ft | |
| Den | 16.08 Ft x 12.17 Ft | |
| Laundry room | 13.75 Ft x 14.58 Ft | |
| Bedroom | 9.92 Ft x 17.08 Ft | |
| Furnace | 10.17 Ft x 11.75 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 19.00 Ft x 18.50 Ft | |
| Dining room | 10.58 Ft x 12.17 Ft | |
| Primary Bedroom | 17.33 Ft x 20.42 Ft | |
| Bedroom | 12.58 Ft x 14.00 Ft | |
| Bedroom | 15.08 Ft x 14.33 Ft | |
| 2pc Bathroom | 5.33 Ft x 5.08 Ft | |
| Other | 12.33 Ft x 9.58 Ft | |
| 5pc Bathroom | 8.50 Ft x 14.42 Ft | |
| Office | 10.92 Ft x 9.25 Ft | |
| 4pc Bathroom | 5.92 Ft x 10.92 Ft | |
| Foyer | 7.83 Ft x 9.17 Ft | |
| Breakfast | 7.00 Ft x 10.92 Ft | |
| Kitchen | 15.42 Ft x 14.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.67%
Cap rate
4.73%
GRM
13.9
Break-even rent
$9,788
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Bragg Creek. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.