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39 BAY ST STREET W
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Beds
3
Baths
2 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
56d
A stones throw from the waters edge! Welcome to this thoughtfully updated 3+1 bedroom bungalow in the heart of Hastings, a charming waterfront community known for its relaxed lifestyle and great local amenities. Ideally located just steps from the public marina and beach, and close to Fowlds Millennium Park with soccer fields, playground, basketball and tennis courts, this home offers a fantastic blend of comfort, convenience, and outdoor appeal.Inside, you'll find an updated kitchen with gas stove, newly renovated washroom, and a finished basement that adds valuable living space with a spacious family room, wet bar, fourth bedroom, and convenient half bath-perfect for guests, teens, or extended family. Set on an oversized lot, the outdoor space is full of potential for a buyer to create something special-whether that's a dream backyard, entertaining area, garden retreat, or play space. A solid easy to maintain, move-in-ready home in a great location, with room to make it your own both inside and out. Additional updates include a metal roof, high-efficiency furnace, central air - while the rear shed with garage door offers easy access and practical storage. This is a great starter home for families or if you are downsizing looking for an easy to maintain home close to all amenities this could be the spot! (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Furnace | — | |
| Laundry room | — | |
| Family room | 2.13 × 2.74 meters | |
| Bedroom 4 | — | |
| Bathroom | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.29 × 5.18 meters | |
| Kitchen | 2.41 × 3.4 meters | |
| Dining room | 2.84 × 2.29 meters | |
| Primary Bedroom | 2.73 × 3.89 meters | |
| Bedroom 2 | 3.23 × 2.46 meters | |
| Bedroom 3 | 4.27 × 2.74 meters | |
| Bathroom | 2.72 × 1.75 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Trent Hills (Hastings). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.