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38236 FINGAL LINE
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Beds
4
Baths
2 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
28d
Welcome to peaceful country living with room to enjoy every season. Set on a prime corner half acre lot backing onto farmland, this charming two storey home offers the perfect blend of rural serenity and functional versatility. Spend your spring and summer mornings enjoying open skies, lush green views, and the peaceful sounds of the countryside right from your own backyard retreat. Watch colourful songbirds fill the trees, enjoy the abundance of natural wildlife, and take in the beauty and calm that only country living can provide. The main home features four spacious bedrooms upstairs along with a full 4pc bath, making it ideal for families or anyone looking for extra space. The main floor offers a bright eat-in kitchen, sunroom filled with natural light, comfortable living room, rec room, office, and a convenient 2pc powder room. Step out from the sunroom onto the generous covered deck with retractable awning and patio doors, formerly home to a hot tub, creating the perfect space for summer entertaining, outdoor dining, or simply relaxing while overlooking the expansive yard. A standout feature of the property is the detached two storey 26' x 32' barn/shop, zoned commercial and currently used as a woodworking shop. Fully powered and heated, it offers incredible flexibility for hobbyists, home based businesses, or anyone needing serious workspace year round. With a large yard, peaceful surroundings, and endless potential, this property offers the lifestyle many dream about but rarely find. Enjoy bonfires under the stars, backyard gatherings, gardening, and the privacy and freedom of country living, all while having the perfect space to work, create, and unwind. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Mud room | 4.27 × 3.35 meters | |
| Cold room | — | |
| Kitchen | 3.66 × 4.39 meters | |
| Family room | 4.88 × 4.39 meters | |
| Living room | 4.63 × 4.27 meters | |
| Office | 3.51 × 2.74 meters | |
| Workshop | 5.18 × 8.53 meters | |
| Bathroom | — |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 3.96 × 2.62 meters | |
| Bathroom | — | |
| Primary Bedroom | 3.47 × 3.81 meters | |
| Bedroom | 4.27 × 3.41 meters | |
| Bedroom | 3.81 × 3.47 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Southwold (Middlemarch). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.