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Reduced $25,900 (5%) from $484,900
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38 St James Crescent N
Beds
4
Baths
3
Sqft
1,045
Year
2003
Type
Single Family
On market
56d
How suite it is! This well-maintained 1,045 sq. ft. bi-level is ideally located in a quiet northside cul-de-sac, close to schools, shopping, and everyday amenities. Featuring 2+2 bedrooms, the main floor offers a comfortable and functional layout, including a spacious primary bedroom with a 3-piece en-suite and large walk-in closet. Beautiful oak cabinetry and finishing add warmth throughout, while the upper-level laundry and a cozy corner gas fireplace in the living room enhance everyday convenience and comfort. Downstairs, you’ll find a professionally developed and PERMITTED illegal 2-bedroom basement suite, completed to a similar standard as the main floor—perfect for extended family or added revenue potential. A separate entry from the backyard provides private and practical access for lower occupants, and there is separate laundry for both levels. Enjoy outdoor living with a private rear deck off the kitchen overlooking a green belt, offering added privacy with no immediate rear neighbours. The location is excellent—just a short walk to the northside dog park, walking paths, and Sobeys, with Walmart, Shoppers Drug Mart, and other major amenities only a quick 5-minute drive away. An ideal opportunity for multi-generational living or investment—this home truly checks all the boxes. Contact your REALTOR® today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 9.25 Ft | |
| Bedroom | 13.33 Ft x 9.50 Ft | |
| Bedroom | 12.58 Ft x 9.50 Ft | |
| Other | 10.42 Ft x 7.42 Ft | |
| Family room | 23.00 Ft x 18.00 Ft | |
| Furnace | 11.92 Ft x 11.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 9.17 Ft x 5.00 Ft | |
| 4pc Bathroom | 8.08 Ft x 4.92 Ft | |
| Bedroom | 11.00 Ft x 10.08 Ft | |
| Other | 11.08 Ft x 10.33 Ft | |
| Kitchen | 9.42 Ft x 10.33 Ft | |
| Laundry room | 9.25 Ft x 4.08 Ft | |
| Living room | 14.08 Ft x 9.92 Ft | |
| Primary Bedroom | 11.92 Ft x 12.83 Ft | |
| Other | 9.33 Ft x 4.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
0.40%
Cap rate
4.94%
GRM
13.2
Break-even rent
$2,868
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Lethbridge. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.