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3620 28 Street SE
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Beds
5
Baths
2
Sqft
1,021
Year
1975
Type
Single Family
On market
32d
OPEN HOUSE SAT MAY 30 12-3PM. Beautifully updated corner 1020 sqft bungalow in a prime location directly across from a school and playground. This well-maintained home features 3 bedrooms on the main floor, a 4-piece bathroom, convenient main-floor laundry, and a spacious living area filled with natural light from large windows. The basement offers a separate entrance with 2 bedrooms and a rented illegal suite configuration, ideal for extended family or rental income potential. Major renovations completed in 2016 include upgraded windows, drywall, insulation, siding, and roof improvements. The oversized heated garage is a standout feature with a heavily insulated ceiling, 10-foot ceilings and additional ceiling storage space for seasonal items and equipment and numerous windows for added brightness. The kitchen features warm espresso cabinetry, stainless steel appliances, and a sleek tile backsplash for a modern touch. The functional U-shaped layout offers excellent workflow, generous counter space, and abundant storage. A large window overlooks the backyard, filling the space with natural light, while bright lighting enhances its warm and welcoming feel. Additional highlights include RV parking, a gas line for BBQ hookups on the porch and a backyard concrete patio area perfect for outdoor entertaining and relaxation. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 12.00 Ft | |
| Bedroom | 9.08 Ft x 9.50 Ft | |
| Bedroom | 10.92 Ft x 12.00 Ft | |
| Bedroom | 8.92 Ft x 9.50 Ft | |
| Dining room | 8.00 Ft x 12.00 Ft | |
| Kitchen | 9.25 Ft x 12.00 Ft | |
| Living room | 14.83 Ft x 14.92 Ft |
Unknown
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 5.58 Ft x 7.83 Ft | |
| Bedroom | 9.83 Ft x 13.17 Ft | |
| Bedroom | 11.58 Ft x 10.75 Ft | |
| Kitchen | 6.50 Ft x 8.42 Ft | |
| Living room | 16.83 Ft x 12.75 Ft | |
| Furnace | 15.75 Ft x 13.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-4.02%
Cap rate
4.06%
GRM
15.1
Break-even rent
$3,723
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 31, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
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