We use cookies for basic analytics + follow-up. Privacy
We remember this notice, run basic analytics, and use account activity like saved homes and listing views to provide real-estate follow-up. Privacy.
3412 LOCUST STREET
Swipe through similar matches — tap the heart to save, or open one for the full read.
Beds
2
Baths
1
Sqft
—
Year
—
Type
Single Family
On market
35d
Tucked into the lakeside neighbourhood of Silver Bay, this year-round home offers a simple, easygoing setup just a one-minute walk to the sandy shores of Lake Erie. The beach here is known for its shallow entry-ideal for kids, swimming, and easy days with kayaks or paddleboards. Set on a 100' x 100' lot along a short, dead-end firelane, the property is quiet and removed, with plenty of outdoor space to enjoy. The home is in move-in condition and has been well cared for, with updates including windows, a metal roof, ductless heating and cooling, gas fireplace, and a newly double-paved driveway.Inside, the main living area is open and bright with vaulted ceilings and an easy flow between the kitchen, dining, and living spaces. The kitchen features quartz counters, a breakfast/lunch bar, and looks out over both the yard and the main living area. A gas fireplace anchors the space, adding warmth year-round. The front sitting room provides a separate spot to relax and connects naturally into the main living area.There are two bedrooms, both with large wardrobes, along with a second-storey loft that works well as a kids' space or a quiet reading nook. A utility room with stackable washer and dryer keeps things practical.Outside, the setup continues to deliver. A screened-in room with heat and TV extends the living space and makes evenings outdoors comfortable well beyond the summer months. An outdoor shower is a practical touch after time at the beach. Concrete walkways, a storage shed, and a spacious yard round out the property.A solid option for anyone looking for a low-maintenance, year-round place near the water-with quick possession available. (Locust Street is aka Firelane 6 in some mapping programs) (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Sitting room | 2.32 × 4.59 meters | |
| Living room | 3.27 × 4.28 meters | |
| Dining room | 2.26 × 4.28 meters | |
| Kitchen | 4.89 × 2.35 meters | |
| Primary Bedroom | 3.03 × 3.99 meters | |
| Bedroom 2 | 2.8 × 2.76 meters | |
| Laundry room | 2.62 × 2.76 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Loft | 3.32 × 2.73 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Port Colborne (Sherkston). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.