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31 Montenaro Bay
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Beds
3
Baths
3 full + 1 half
Sqft
1,895
Year
2007
Type
Single Family
On market
13d
Luxurious Executive Custom-Built Bungalow Home with Walkout Basement backing onto the LAKE with SPECTACULAR ROCKY MOUNTAIN VIEWs. This home is in the charming community of Monterra on Cochrane Lakes. Country Living with City Convenience. This HOME nestled on .48 Acres offers over 3600SF of LIVING SPACE with HEATED 4 CAR GARAGE and a FENCED YARD. The features of this property are endless from the STONE ENTRANCE WING WALLS, exposed AGGREGATE DRIVEWAY to the EXTENSIVE RENOVATIONs. Step inside and be greeted by custom 10-foot ceilings, elegant hardwood flooring, and a wall of windows that provide expansive views and abundant natural light. Main level offers a PRIVATE OFFICE at the front of the home with custom built in bookcase, WALK-IN FRONT CLOSET with ample space, Luxurious OPEN SITTING/DINING AREA is off the living room, LIVINGROOM room offers a stone gas fireplace with custom made mantel, a wall of windows looking over the backyard toward the lake with the mountains beyond that. A “CHEF INSPIRED” Kitchen with cooper hood fan, double wall oven, sizable island, undermount lighting and custom granite backsplashes that duplicates the look of mountains extending into the BUTLERS PANTRY, The LAUNDRY ROOM/MUD ROOM leads into the 4 car GARAGE for all your vehicles and toys. The PRIMARY BEDROOM offers a wall of windows with STUNNING VIEWS of the Rocky Mountains with access to the large deck overlooking the backyard and lake. Retreat to the 5-piece ensuite spa with heated floors, double vanities with leathered granite countertops, jet tub, large shower with body jets, and walk-in closet. LOWER LEVEL offers in-floor heat throughout, a floor to ceiling stone gas fireplace, and a wall of windows once again to enjoy the outdoor views. There are 2 VERY SPACIOUS BEDROOMS, a 4PC BATH with leathered granite countertop, separate tub and stone tile shower with jets, CUSTOMIZED WET BAR with cabinet and undermount lighting, granite counter tops and bar fridge offers a great entertainin g space, as does the great RECREATION ROOM for FAMILY FUN NIGHT and/or ENTERTAINING GUESTS. There is not a LUXURY or CRAFTMANSHIP that has been overlooked when this custom home was built or renovated, here are just a few: stunning unique interior stone walls, stone fireplaces, elegant crown moulding throughout, phantom doors to allow a nice breeze, LUX triple pane NEAT windows, surround sound throughout, and frameless decking system so as not to obstruct the magnificent views. The views are stunning from either level as are the gorgeous sunsets over the mountains. This is a MUST-SEE PROPERTY as very few properties in Monterra offer LAKE AND MOUNTAIN VIEWS AND A STUNNING HOME! Call today for your private viewing. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 10.25 Ft x 11.67 Ft | |
| Bedroom | 14.58 Ft x 15.25 Ft | |
| Bedroom | 15.08 Ft x 11.75 Ft | |
| Family room | 31.42 Ft x 33.58 Ft | |
| Storage | 7.42 Ft x 20.25 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 5.00 Ft x 4.92 Ft | |
| 5pc Bathroom | 10.83 Ft x 12.17 Ft | |
| Den | 13.17 Ft x 10.50 Ft | |
| Dining room | 10.25 Ft x 14.17 Ft | |
| Kitchen | 13.75 Ft x 14.17 Ft | |
| Laundry room | 7.42 Ft x 8.42 Ft | |
| Living room | 20.00 Ft x 21.83 Ft | |
| Office | 10.00 Ft x 12.50 Ft | |
| Primary Bedroom | 17.67 Ft x 15.75 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cochrane Lake. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.