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403 Willow STREET E
Beds
4
Baths
2
Sqft
1,000
Year
1953
Type
Single Family
On market
11d
Welcome to 403 Willow Street East, a meticulously maintained bungalow in the heart of Queen Elizabeth—a mature, quiet, and family-friendly neighborhood pairing community charm with premium income potential. This versatile property features a beautifully renovated main floor and a recently permitted, 2-bedroom basement suite designed to effortlessly supplement your mortgage. The heart of the home is the stunning, fully renovated upstairs kitchen. Designed for style and function, this upgraded space features contemporary finishes, quartz countertops, tile backsplash, an integrated dining area, updated appliances (including a built-in dishwasher), and large modern windows. The culinary space flows over elegant luxury vinyl tile, while the living room and bedrooms boast durable luxury vinyl plank flooring under newly finished ceilings. The main floor is rounded out by a tastefully remodeled bathroom and energy-efficient triple-pane windows. Downstairs, the vacant secondary suite is upgraded and move-in ready. It boasts its own renovated kitchen and is fully permitted with critical safety upgrades, including fire-rated drywall/doors, hardwired smoke detectors, proper ventilation, and egress windows. The utility room features shared laundry and plenty of storage. The exterior and mechanical systems offer total peace of mind. Both the home and detached 18' x 24' garage feature low-maintenance vinyl siding, newer shingles, updated eavestroughs, a new water heater, and central air. The heated garage is a hobbyist’s dream with its own 220V panel and an exterior gas line for BBQs. The outdoor oasis is fully fenced and professionally landscaped, featuring underground sprinklers, a concrete driveway, a rear RV parking pad with an alley gate, and a paving stone patio. All of this sits just minutes from Queen Elizabeth School, Aden Bowman Collegiate, Broadway and 8th Street shopping, the Exhibition grounds, and Diefenbaker Park. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Laundry room | 10 × 14 feet | |
| 4pc Bathroom | 5.3 × 7.4 feet | |
| Bedroom | 8.6 × 12.6 feet | |
| Bedroom | 8 × 10.3 feet | |
| Kitchen | 8.9 × 9.2 feet | |
| Dining room | 6.9 × 10.7 feet | |
| Living room | 12.4 × 14.9 feet |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Foyer | 4.4 × 8 feet | |
| 4pc Bathroom | 5.5 × 8.5 feet | |
| Bedroom | 10.1 × 9.5 feet | |
| Bedroom | 9.4 × 12.8 feet | |
| Dining room | 8.9 × 11.3 feet | |
| Kitchen | 11.4 × 11.3 feet | |
| Living room | 11.6 × 19.7 feet |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.32%
Cap rate
4.60%
GRM
13.9
Break-even rent
$3,116
Financing
Operating expenses (monthly)
Save this analysis — go Pro (free)
Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 9, 2026.
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Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.