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Reduced $60,000 (14%) from $429,900
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3918 Centennial DRIVE
Beds
4
Baths
3
Sqft
988
Year
1977
Type
Single Family
On market
31d
Welcome to this 4 bedroom bungalow located in the desirable Pacific Heights neighbourhood! This well-maintained home offers comfort, functionality, and a great location perfect for families, first-time buyers, or investors alike. The main floor features 3 bedrooms, a full 4-piece bathroom, a bright living area, dining space, and a kitchen. The lower level includes a large family room, an office, a 1-bedroom area with a 3-piece bathroom, laundry area with washer and dryer, and additional storage space, offering extra functionality and living space perfect for extended family, guests, or a home office setup. Outside, you’ll find a detached heated double car garage, a driveway for additional parking, and a well-maintained backyard perfect for relaxing, entertaining, or enjoying the outdoors. Enjoy the convenience of being located close to schools, parks, shopping, restaurants, public transit, and other essential amenities. Whether you’re looking for your next family home or a great investment opportunity, this property is one you won’t want to miss. Book your private showing today! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Den | 11'11" x 10'11" | |
| Family room | 23'5" x 10'10" | |
| Storage | 9'2" x 9'4" | |
| Other | x x x | |
| 3pc Bathroom | x x x | |
| Bedroom | 12'8" x 10'6" |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 20'3" x 11'7" | |
| Bedroom | 9'10" x 8'1" | |
| 4pc Bathroom | x x x | |
| Bedroom | 9'10" x 8'1" | |
| Bedroom | 11'11" x 11'4" | |
| 2pc Bathroom | x x x | |
| Dining room | 8'10" x 9'10" | |
| Kitchen | 8'6" x 8'1" |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
8.82%
Cap rate
6.63%
GRM
10.6
Break-even rent
$2,328
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 30, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
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