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12821 122 ST NW
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Beds
3
Baths
2 full + 1 half
Sqft
675
Year
1944
Type
Single Family
On market
81d
The perfect starter home or investment opportunity is here! Welcome to this charming Calder bungalow sitting on a huge lot (hello holding property potential!!), complete with two bedrooms, a partially finished basement, and a rear detached garage too. Appreciate the updates made over the years including kitchen, bathroom, roof (2012) and refreshed hardwood floors. Bright and cozy, the main floor is a functional space with room for a small dining area, living room, and open to the kitchen. Full bathroom and the 2 bedrooms alongside access to the backyard finish off this floor. The basement is almost finished (just add some flooring!) and features a rec space, den, 2 pc bathroom, and laundry. A rare opportunity to enter the market at this price point! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 3 | 2.99 × 4.48 meters | |
| Laundry room | 2.66 × 2.01 meters | |
| Recreation room | 4.13 × 3.86 meters | |
| Utility room | 2.81 × 3.86 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 3.39 × 2.45 meters | |
| Dining room | 4.64 × 2.22 meters | |
| Kitchen | 3.8 × 3.01 meters | |
| Primary Bedroom | 2.96 × 3.35 meters | |
| Bedroom 2 | 2.1 × 2.93 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
12.74%
Cap rate
7.41%
GRM
9.7
Break-even rent
$1,776
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 15, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Edmonton. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.