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282 CHURCH STREET S
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Beds
3
Baths
3 full + 2 half
Sqft
—
Year
—
Type
Single Family
On market
39d
Welcome to this beautifully updated semi-detached home nestled in the charming town of St. Marys. Offering the perfect blend of comfort, style, and peace of mind, this move-in-ready property is ideal for families, first-time buyers, or savvy investors alike. Featuring 3 spacious bedrooms and 3 bathrooms, this home provides plenty of room for growing families or those looking for flexible living space. Over the past 6 years, all the major updates have been completed - including windows, doors, furnace, roof, air conditioning, and water heater - allowing you to move in with confidence and enjoy worry-free living. The bright and functional layout is complemented by a walkout basement that provides excellent additional living space, perfect for a recreation room, home office, gym, or play area. With direct access to the backyard, it offers great versatility for everyday living and entertaining. Located in a welcoming community known for its small-town charm and amenities, this property offers incredible value and versatility. So many options - live in, rent out, or grow into - the choice is yours! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 6.79 × 7.83 meters | |
| Bathroom | 1.28 × 1.37 meters | |
| Utility room | 1.86 × 3.16 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 3.49 × 6.63 meters | |
| Living room | 4.7 × 3.49 meters | |
| Bathroom | 1.33 × 1.52 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | 2.38 × 2.65 meters | |
| Primary Bedroom | 3.44 × 4.44 meters | |
| Bedroom | 3.44 × 3.56 meters | |
| Bedroom 2 | 3.52 × 3.56 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for St. Marys. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.