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27 NIAGARA TRAIL
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Beds
2
Baths
2
Sqft
—
Year
—
Type
Single Family
On market
28d
Located in the sought-after adult gated community of Wilmot Creek on the shores of Lake Ontario, this bright and inviting 2-bedroom home offers approximately 1,750 sq. ft. of comfortable living space, complete with a full partially finished basement, garage, and no rear neighbours. Pride of ownership is evident from the moment you arrive, with beautifully landscaped gardens and a charming front porch - the perfect spot to enjoy your morning tea. Step inside to an airy open-concept layout featuring vaulted ceilings, a separate dining area, and large windows that fill the home with natural light. The spacious kitchen offers an eat-in area, abundant cupboard and counter space, and a large bay window overlooking mature trees for a peaceful backyard view. Newer stainless steel appliances (2021) add both style and convenience. The cozy family room features a gas fireplace and walk-out access to the deck, creating an ideal space for relaxing or entertaining. Both bedrooms are warm and welcoming, offering plenty of room for comfortable furnishings and personal touches. The refreshed ensuite bathroom features a stylish glass walk-in shower, modern tile work, and clean contemporary finishes. The full-size basement adds exceptional versatility with a separate office/den, utility room, workshop, cold cellar, and a large recreation room area awaiting your finishing touches. Enjoy the exceptional lifestyle and amenities that Wilmot Creek has to offer in this well-maintained and move-in ready home. This home is on leased land. Your maintenance fees include Use of the Club House and all amenities (golf, tennis/pickleball, pools, gym, sauna, hot tub, shuffleboard, billiards, darts, dog park and much more including entertainment. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Cold room | 2.23 × 1.75 meters | |
| Other | 4.83 × 2.31 meters | |
| Workshop | 3.96 × 1.73 meters | |
| Recreational, Games room | 13.13 × 6.62 meters | |
| Utility room | 2.27 × 1.73 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 8.72 × 4.42 meters | |
| Dining room | — | |
| Kitchen | 5.88 × 3.17 meters | |
| Family room | 4.44 × 4.25 meters | |
| Laundry room | 2.01 × 1.91 meters | |
| Foyer | 2.21 × 1.69 meters | |
| Primary Bedroom | 5.14 × 3.63 meters | |
| Bedroom 2 | 4.43 × 3.06 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Clarington (Bowmanville). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.