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269 CHARLOTTE STREET
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Beds
—
Baths
1
Sqft
1,650
Year
—
Type
Retail
On market
41d
Prime downtown commercial opportunity in a high-visibility location directly across from the Medical Arts Centre. This well-maintained, newer building (1998) offers approximately 1,650 sq ft of clean, bright, and functional main floor space, perfectly suited for a variety of professional, retail, or service-based uses under flexible C-50 zoning. Thoughtfully designed for a team environment, the main level features a welcoming reception area with public waiting space, a combination of open and private offices, a kitchenette, and a spacious boardroom-ideal for meetings or collaborative work. Large windows and an airy layout create an inviting atmosphere for both staff and clients. The full basement adds an additional 900 sq ft, offering excellent potential for storage or future finished space to suit your needs. Additional highlights include direct street-level accessibility, three dedicated rear parking spaces plus convenient on-street parking, durable metal roof, and 200 amp electrical service. A fantastic opportunity to establish or grow your business in one of Peterborough's most desirable commercial corridors. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Peterborough (Town Ward 3). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.