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25 WELLINGTON STREET
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Beds
5
Baths
3 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
28d
25 Wellington St, making its first appearance on the market since 1963, is a landmark two and a half storey limestone home (with a superb modern board and batten addition) one very short block from Kingston's City Park and two from Lake Ontario. Located between the market square and the university and the hospitals, this wholly magnificent property offers the perfect riposte to those who feel the world is crumbling around us. The formal living and dining room have nearly unreachable ceilings and plaster mouldings. Serious plans have been hatched, I bet, in these spacious parlours, secrets confided amid the cool lath and plaster. There are three fireplaces (including one in the largest of the second-floor bedrooms), more staircases than I could count, and a very rare "horsewalk" - an interior alleyway intended to permit a horse to be moved into long-gone rear stables. A window on the landing between floors is so large that one could launch a shuttle from it. The recent addition contains a main-floor bedroom (we're up to five now), and a bathroom (that makes three), as well as a breakfast room that faces the pretty garden, like something out of Evelyn Waugh. You expect Anthony Hopkins to appear with pastries. Up on the finished third floor you might install a guest suite, or hobby room, a cinema, or bed-sit. The lot is L-shaped, having merged with an old property that exits onto Lower Union Street. There is parking and a winding, contemplative walkway. It is hard to know where to stop. I wrote some of these words on-site, and felt strongly in these rooms that I was being shown a more hopeful way of thinking about the world, a comforting blend of history and perspective, a glimpse of what is still possible if only you look hard enough. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kingston (Central City East). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.