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232 San Fernando Place NE
Beds
4
Baths
4 full + 1 half
Sqft
1,651
Year
2000
Type
Single Family
On market
20d
4 BEDROOMS + BONUS ROOM | 3.5 BATHROOMS | 1650 SQ.FT. | ILLEGAL BASEMENT SUITE | HIGHLY RENOVATED | Welcome to this beautifully maintained and extensively upgraded family home located in the vibrant community of Monterey Park. Tucked away on a quiet cul-de-sac and just steps from transit and Calgary’s scenic Greenway pathway system, this fully finished two-storey home offers comfort, style, and exceptional functionality.Featuring 4 bedrooms plus a bonus room, this home showcases hardwood and laminate flooring throughout, a bright and spacious floorplan, and a sun-filled living room with a striking three-sided fireplace. The elegant dining area flows seamlessly into the custom-designed kitchen, complete with gleaming tile floors, soft-close two-tone cabinetry, quartz countertops, a walk-in pantry, and stainless steel LG appliances, including a convection oven.Upstairs, hardwood flooring continues through the bonus room and all three bedrooms. The bonus room boasts vaulted ceilings, while the primary retreat offers a walk-in closet and a private ensuite with quartz countertops.The renovated (2021) illegal basement suite with a separate entrance adds outstanding value. It features laminate flooring, a large bedroom with dual closets, a spacious recreation room, office, full bathroom with shower, and a well-appointed kitchen with an induction cooktop. A dedicated laundry area includes a space-saving GE washer and dryer.Additional highlights include main-floor laundry with Samsung steam washer and dryer, Nest thermostat, central air conditioning, updated chandeliers (2021), a south-facing backyard with new vinyl fencing (2022), a newer deck (2021), and a brand-new hot water tank (2025).Ideally located just minutes from Stoney Trail and McKnight Boulevard, this exceptional home offers quick access to schools, shopping, hospitals, the airport, and downtown. A truly fantastic opportunity in a prime, family-friendly neighborhood. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | — | |
| Bedroom | 11.17 Ft x 9.67 Ft | |
| Dining room | 6.75 Ft x 8.67 Ft | |
| Kitchen | 8.42 Ft x 7.58 Ft | |
| Recreational, Games room | 14.50 Ft x 9.92 Ft | |
| Furnace | — |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | — | |
| Dining room | 8.83 Ft x 10.42 Ft | |
| Kitchen | 14.00 Ft x 10.08 Ft | |
| Laundry room | — | |
| Living room | 14.42 Ft x 10.58 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | — | |
| 4pc Bathroom | — | |
| Bedroom | 11.75 Ft x 10.50 Ft | |
| Bedroom | 9.92 Ft x 8.92 Ft | |
| Family room | 16.58 Ft x 11.92 Ft | |
| Hall | 11.08 Ft x 4.08 Ft | |
| Primary Bedroom | 14.67 Ft x 11.67 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.95%
Cap rate
4.67%
GRM
13.9
Break-even rent
$4,754
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 20, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.