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22 STUART STREET
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Beds
4
Baths
3 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
101d
Welcome to Ker Cavan at 22 Stuart Street, Guelph's extraordinary and irreplaceable estate quietly set on one of Guelph's most prestigious streets. Rarely does a property of this calibre, provenance, and architectural importance come to market. Originally known as Tyrcathlen, Ker Cavan is a masterful example of Tudor Gothic Revival architecture, constructed between 1854 and 1856. Widely attributed to Sir Charles Barry-renowned architect of the British Parliament Buildings. As such, Ker Cavan stands among the most historically and architecturally significant homes in the city. The estate is further enhanced by its associated properties, including the adjacent residence and the original coach house. Set back from Stuart Street, the home is approached by a winding circular drive, creating a sense of arrival, privacy, and quiet grandeur. Mature trees and manicured grounds envelop the property, forming a park-like setting across approximately two-thirds of an acre. An oversized, detached stone garage complements the architecture while offering generous storage. Inside, a gracious vestibule opens to beautifully scaled principal rooms. The formal dining room is distinguished by a gas fireplace and period stained-glass windows. The redesigned kitchen is filled with natural light and centred around two substantial islands, offering effortless entertaining. A recent great room addition features expansive windows on every exterior wall, seamlessly connecting the interior to the terraces and gardens beyond. Above, the second floor offers three impressive bedrooms, a main bath, and laundry, while the third level is devoted entirely to a private and grand primary suite. The lower level provides versatile living spaces including a media room, billiards room, wine storage, and restored limestone and brick details throughout. Ker Cavan is not simply a home--it is a legacy estate, offering timeless architecture, exceptional privacy, and a truly rare opportunity in the heart of Guelph. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Foyer | 4.94 × 4.29 meters | |
| Partial bathroom | 1.95 × 1.08 meters | |
| Family room | 5.94 × 4.22 meters | |
| Games room | 6.18 × 3.87 meters | |
| Other | 1.47 × 1.74 meters | |
| Foyer | 4.78 × 1.69 meters | |
| Other | 5.34 × 7.96 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 4.41 × 3.99 meters | |
| Foyer | 1.52 × 2.64 meters | |
| Living room | 5.44 × 5.43 meters | |
| Foyer | 4.67 × 4.5 meters | |
| Dining room | 5.71 × 4.5 meters | |
| Dining room | 3.63 × 4.34 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Foyer | 2.99 × 4.68 meters | |
| Foyer | 1.96 × 1.23 meters | |
| Laundry room | 1.96 × 1.78 meters | |
| Office | 3.78 × 4.63 meters | |
| Other | 1.96 × 1.53 meters | |
| Bedroom | 4.13 × 4.69 meters | |
| Bedroom 2 | 3.91 × 4.69 meters | |
| Bathroom | 2.63 × 4.74 meters |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 5.41 × 9.22 meters | |
| Bathroom | 2.44 × 4.5 meters | |
| Other | 3.09 × 3.52 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
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Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.58%
Cap rate
4.75%
GRM
13.9
Break-even rent
$14,337
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Guelph (St. George's). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.