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2130 Ridge Rd
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Beds
4
Baths
3
Sqft
2,021
Year
1896
Type
Single Family
On market
34d
Absolutely gorgeous Queen Anne Heritage designated home in sought after Fernwood. Home has been extensively renovated to create 2 wonderful living spaces. You'll love the heritage touches including stained glass, fir floors & ornate deatails. Outside, you'll appreciate the thoughtfully landscaped grounds with raised beds & perennial gardens, with most of the landscaping devoted to edibles & productive fruit trees & is fully irrigated—enjoy your own summer fruit salads with surplus for winter eating. No shortage of outside spaces either with west facing patio, deck & sunroom between the 2 units. Inside, both homes enjoy large, updated kitchens that are the heart of the homes. There's also lots of light in the home with lots of large windows & 9-10' ceilings on the main & 2nd floors. The loft area adds 2 more beds & a 2 pc bath. The upper suite bath was featured in a magazine. Both suites enjoy their own laundry & entrances. Renovations included full insulation, updated plumbing & electrical, gas furnace & the exterior has been just repainted. Plenty of storage as well with a full crawlspace that is over 4' high. This home enjoys being central within Fernwood & is walkable to all that it offers including schools, shopping, coffee shops, restaurants & the Fernwood Inn Pub. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Entrance | 7'9 x 8'5 | |
| Bedroom | 13'2 x 16'10 | |
| Living room | 9'1 x 11'3 | |
| Kitchen | 13'4 x 15'7 | |
| Bedroom | 10'4 x 10'6 | |
| Laundry room | 10'8 x 9'9 | |
| Bathroom | 4-Piece |
Third level
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | 2-Piece | |
| Bedroom | 10'3 x 16'2 |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 9'7 x 9'8 | |
| Office | 4'11 x 7'9 | |
| Living room | 11'0 x 13'3 | |
| Bathroom | 4-Piece | |
| Dining room | 9'1 x 13'3 | |
| Kitchen | 8'7 x 13'3 | |
| Sunroom | 10'6 x 11'9 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Victoria. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.