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21 Mckernan Road SE
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Beds
3
Baths
3 full + 1 half
Sqft
1,295
Year
1982
Type
Single Family
On market
20d
Affordable opportunity in the desirable lake community of McKenzie Lake! Tucked onto a quiet, family-oriented street, this roomy 3-bedroom home offers a fantastic chance to get into an established neighbourhood with year-round lake privileges included. Enjoy being just a quick 5-minute walk to McKenzie Lake and the beach, with an environmental reserve, park, playgrounds, schools, and the Bow River pathway all nearby. Whether you’re a first-time buyer, young family, investor, or someone looking for a home with room to improve over time, this property offers location, function, and future potential.Inside, the main floor provides more space and flexibility than you might expect. A front living room welcomes you into the home, while a separate rear family room creates a cozy everyday gathering space complete with a wood-burning fireplace and views toward the backyard. The layout works well for families, roommates, or anyone wanting separate zones for relaxing, entertaining, or play. The home has seen meaningful updates over the years, including a new roof completed in January 2026, offering added peace of mind while still leaving opportunity to personalize, improve, and build equity over time. Central air conditioning adds extra comfort through the warmer months.Upstairs, you’ll find 3 bedrooms, including a primary bedroom with its own ensuite, plus a full bathroom for the rest of the household. The partially finished basement adds even more usable space and flexibility, whether you need storage, a rec area, hobby space, home gym, or future development potential.Outside, the fully fenced backyard offers room for kids, pets, gardening, summer evenings, or future improvements. The front driveway provides off-street parking for 2 vehicles, and rear alley access adds convenience and future possibilities. With lake access, nearby pathways, parks, schools, and everyday amenities all within easy reach, this is a great chance to put down roots in McKenzie Lake at an appr oachable price point. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 14.92 Ft x 14.67 Ft | |
| Storage | 24.50 Ft x 15.00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 4.58 Ft x 5.33 Ft | |
| Dining room | 12.50 Ft x 8.25 Ft | |
| Family room | 11.50 Ft x 10.75 Ft | |
| Kitchen | 9.08 Ft x 8.00 Ft | |
| Living room | 16.00 Ft x 16.25 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 7.17 Ft x 4.83 Ft | |
| 4pc Bathroom | 7.50 Ft x 4.92 Ft | |
| Bedroom | 14.25 Ft x 7.50 Ft | |
| Bedroom | 10.00 Ft x 8.33 Ft | |
| Primary Bedroom | 11.92 Ft x 13.92 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 22, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.