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2020 STURGEON ROAD
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Beds
3
Baths
2
Sqft
—
Year
—
Type
Single Family
On market
60d
Earn a passive income or deduction on your hydro with privately owned Solar Panels on the roof. This quaint, rural, bungalow style home sits on a unique lot scattered with large mature trees and is nestled in the great community of Dunsford, Kawartha Lakes. It is walking distance to the local Public School, Community Centre, Churches, Stores and Recreational Park. This home features a custom-made kitchen, large living room/dining room, two large bedrooms, main floor laundry, updated main floor bathroom and a large mudroom that connects into the garage. It has two wood fireplaces as well as a brand new propane furnace (2026), newer windows, eavestroughs and an upgraded fuse panel. The full basement was renovated to create another open living space with in-law suite potential! Beyond the beautiful custom home, the property also has an extensive 40'x30' woodworking shop that is equipped with a variety wood working tools (included in sale) and is powered by 240v. This workshop has its own power panel, multiple outlets at individual stations and is wired for heating. Remote garage door opening for easier access and 2 smaller outbuildings for extra storage space. This space can easily be transformed into a home business or a secondary location for any Tradesmen. This property is thoroughly equipped and ready for a buyer to take advantage of all the inclusions it has to offer! Don't miss the opportunity to own this multifaceted property in one of the Kawarthas most up and coming communities. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 10.26 × 3.78 meters | |
| Bedroom | 2.89 × 3.09 meters | |
| Utility room | 3.42 × 3.35 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 3.12 × 2.99 meters | |
| Living room | 7.18 × 4.01 meters | |
| Bedroom 2 | 3.45 × 3.55 meters | |
| Bedroom | 3.45 × 4.01 meters | |
| Laundry room | 2.97 × 2.56 meters | |
| Laundry room | 3.42 × 1.75 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.28%
Cap rate
4.61%
GRM
13.8
Break-even rent
$2,904
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kawartha Lakes (Verulam). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.