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20 KATHERINE Crescent
Beds
2
Baths
2
Sqft
2,077
Year
1957
Type
Single Family
On market
36d
Beautifully maintained and thoughtfully updated Westmount bungalow! This well laid out home is welcoming and shows pride of ownership starting with the great curb appeal as you drive up. You will love the mature trees, lovely front gardens, and parking for 4 cars plus 1 in the attached garage. Upon entering, you will appreciate the hardwood floors throughout most of the main floor. It features a bright front living room, a large kitchen with updated cabinets, a pantry closet, an eat-in area in front of the door to the backyard, plus a separate dining room with a beautiful bay window and built-in glass front cabinet. Two spacious bedrooms, and a modern 4 piece bathroom complete the main level. Heading downstairs you'll find a large rec room with a gas fireplace. There is also a potential bedroom with hook ups for a kitchenette, and a beautiful 3 piece bathroom, making it ideal for a future in-law suite. Next to that is a handy laundry area, plus there are abundant storage areas and a cold room. Outside is a private, tree-lined yard with a large deck overlooking an impressive lot with gardens and landscaping—an inviting space for relaxing or entertaining. Located in the prestigious Westmount neighbourhood, it's an easy walk to the shops, restaurants, and the cafés of Belmont Village. With quick access to the Iron Horse Trail as well as the ION, you are easily connected to Uptown Waterloo, Downtown Kitchener, and Victoria Park. Backing onto Westmount Public School, this is a well-cared-for home in a prime, walkable location- call today before this one is gone! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Laundry room | 11'5'' x 14'3'' | |
| 3pc Bathroom | 7'10'' x 6'11'' | |
| Utility room | 12'1'' x 23'0'' | |
| Office | 14'6'' x 16'9'' | |
| Recreation room | 11'11'' x 22'6'' |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 6'2'' x 8'10'' | |
| Bedroom | 9'0'' x 13'7'' | |
| Primary Bedroom | 10'2'' x 13'6'' | |
| Dining room | 10'1'' x 9'7'' | |
| Kitchen | 12'6'' x 17'4'' | |
| Living room | 13'0'' x 16'11'' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.01%
Cap rate
4.66%
GRM
13.9
Break-even rent
$4,632
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Kitchener. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.