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20 HUNTLEY AVENUE
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Beds
3
Baths
3
Sqft
—
Year
—
Type
Single Family
On market
28d
Award-Winning Hayhoe Homes Luxury Freehold Bungalow Townhome | No Condo Fees. Experience refined living in this beautifully maintained freehold bungalow townhome offering over 1,780 sq. ft. of thoughtfully designed living space with the added benefit of no condo fees. This elegant home features a bright & spacious open-concept main floor enhanced by high ceilings, stylish vinyl plank flooring, & modern pot lighting throughout. The inviting living room is centered around a sleek electric fireplace, creating the perfect space to relax or entertain. The chef-inspired kitchen is both functional & sophisticated, complete with a large centre island with breakfast bar seating, beautiful ceramic backsplash, generous pantry space, & stainless steel appliances including fridge, stove, dishwasher, & microwave. Enjoy the convenience of a main floor laundry room & seamless indoor-outdoor living with patio doors leading to a private, fully fenced backyard oasis featuring a beautiful gazebo, ideal for entertaining or enjoying quiet evenings outdoors. The main floor offers 2 spacious bedrooms, including an impressive primary retreat featuring a walk-in closet, private ensuite bathroom, & an additional versatile area perfect for a home office, reading nook, or private sitting space. A second generously sized bedroom is conveniently located near a beautifully finished 4-piece bathroom. The fully finished lower level adds incredible versatility with a second kitchen, expansive open-concept family/recreation area, third bedroom, additional 4-piece bathroom, utility room, storage, & flexible bonus space-ideal for multi-generational living, guests, or a potential in-law suite. Additional highlights include: Attached garage (11' x 19') Spacious driveway with parking for 4 vehicles, Charming covered front porch, Stainless steel fridge and stove included in lower-level kitchen. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Family room | 4.63 × 5.58 meters | |
| Bedroom | 3.47 × 3.08 meters | |
| Bathroom | — | |
| Other | — | |
| Kitchen | 4.63 × 5.58 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Great room | 4.69 × 4.2 meters | |
| Primary Bedroom | 3.5 × 4.15 meters | |
| Kitchen | 4.69 × 4.15 meters | |
| Bedroom 2 | 3.38 × 3.2 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.29%
Cap rate
4.61%
GRM
13.9
Break-even rent
$3,268
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Tillsonburg. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.