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20 Deermont Way SE
Beds
4
Baths
3
Sqft
1,387
Year
1978
Type
Single Family
On market
7d
Looking for a great investment? This is it. Spacious home in the established community of Deer Ridge, provides endless activities from the walking paths at Fish Creek to the beach at Sikome Lake, plus less then a 5-minute walk to 2 schools! Many fantastic updates throughout including a LEGAL basement suite w/separate entrance, ideal as a mortgage helper or mother-in-law. The main floor is immersed with natural light. Unwind after a long day or entertain guests in the inviting living room & casually elegant dining room. The large, neutral kitchen embraces indoor/outdoor living that leads to the 2-tiered deck & backyard oasis, perfect for summer BBQs. Then retreat to the spacious master suite w/updated ensuite. 2 additional bedrooms & another updated bath on this level. The versatile basement features a LEGAL suite with full kitchen w/raised breakfast bar island, huge den for office or hobbies, full bath & sunny bedroom. Great for tenants, guests or extra family space. Upgrades included over the years basement suite w/wainscoting, full kitchen, updated bathroom, bedroom + den w/closet. New LED lighting throughout, professionally serviced furnace w/new motor, belt & bearings, roof in front of house replaced, upgraded attic insulation, new fence on all sides, new soffits, fascia & eavestroughs, 2 new sprinklers in furnace room , washer, dryer, new overhead garage door, new paint, new doors, new door frames, new door hardware including handles/locks, new baseboards, new light fixtures, new Lux windows & patio door on main, new blinds, new high-end vinyl plank flooring (10mm thick), updated main bathrooms with new tile, tub, shower heads, toilets, vanities & mirrors. New smoke & carbon monoxide detector, new main kitchen countertop, a large dog run with gate at side of house & much more! The suite was made legal by the City of Calgary in May 2020. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Laundry room | 11.42 Ft x 5.33 Ft | |
| Bedroom | 12.00 Ft x 10.75 Ft | |
| Office | 17.25 Ft x 11.08 Ft | |
| Other | 12.42 Ft x 15.08 Ft | |
| Recreational, Games room | 14.58 Ft x 10.92 Ft | |
| 4pc Bathroom | 13.08 Ft x 4.75 Ft | |
| Kitchen | 12.33 Ft x 11.17 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 3pc Bathroom | 7.58 Ft x 4.75 Ft | |
| Primary Bedroom | 12.08 Ft x 13.33 Ft | |
| Other | 5.92 Ft x 4.33 Ft | |
| Bedroom | 11.58 Ft x 8.58 Ft | |
| Bedroom | 8.25 Ft x 10.67 Ft | |
| 4pc Bathroom | 4.92 Ft x 8.00 Ft | |
| Other | 12.17 Ft x 4.17 Ft | |
| Living room | 15.42 Ft x 18.17 Ft | |
| Kitchen | 12.00 Ft x 12.83 Ft | |
| Dining room | 6.92 Ft x 6.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.14%
Cap rate
4.64%
GRM
13.9
Break-even rent
$3,875
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 2, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.