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19760 45 Street SE
Beds
4
Baths
4 full + 1 half
Sqft
1,526
Year
2026
Type
Single Family
On market
73d
Welcome to The Elm by Brookfield Residential - a beautifully crafted, brand-new home that seamlessly blends modern design, everyday functionality, and exceptional flexibility. Offering over 1,500 sq. ft. of thoughtfully designed living space above grade, plus a fully legal 1-bedroom basement suite, this home is perfectly suited for families, multi-generational living, or those looking to offset their mortgage with rental income. Step inside to discover a bright and inviting main level, highlighted by expansive southwest-facing windows that flood the home with natural light throughout the day. The open-concept layout is both stylish and practical, featuring 9’ ceilings, a spacious living area, and a central kitchen that effortlessly connects to the dining and living spaces - ideal for both everyday living and entertaining. The chef-inspired kitchen is the heart of the home, complete with a large island with seating, stainless steel appliances including a chimney hood fan and built-in microwave, and a generous pantry for added convenience. The dining area overlooks the backyard, creating a seamless indoor-outdoor connection. A functional mudroom with rear access leads to the rear deck, perfect for summer evenings, and a 2-piece powder room completes the main floor. On the upper level, a centrally located bonus room perfectly separates the primary retreat from the secondary bedrooms, creating both privacy and versatility. The primary suite features a walk-in closet and a well-appointed 4-piece ensuite with a walk-in shower. Two additional spacious bedrooms, a full 4-piece bathroom, and an upper-level laundry room complete the upper floor. The fully legal 1-bedroom basement suite offers its own private side entrance and separate mechanical systems. Designed with comfort and independence, the suite includes a modern kitchen, an open living and dining area, a bedroom, a full bathroom, and in-suite laundry - making it an ideal space for extended family or a valuable income -generating opportunity. Outside, the backyard is ready for summer enjoyment with a rear deck and double parking pad, along with room to build a future detached garage. Located in the vibrant and amenity-rich community of Seton, you’re just minutes from the South Health Campus, Seton YMCA, and a wide array of shopping, dining, and entertainment options. Backed by builder warranty and Alberta New Home Warranty coverage, this is a home you can move into with confidence. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 13.92 Ft x 9.08 Ft | |
| Living room | 10.08 Ft x 7.08 Ft | |
| Bedroom | 10.33 Ft x 8.92 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Laundry room | .00 Ft x .00 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Kitchen | 11.25 Ft x 9.75 Ft | |
| Great room | 16.25 Ft x 11.17 Ft | |
| Dining room | 9.08 Ft x 10.08 Ft | |
| 2pc Bathroom | .00 Ft x .00 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Bonus Room | 9.50 Ft x 12.17 Ft | |
| Primary Bedroom | 11.58 Ft x 11.75 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Bedroom | 10.42 Ft x 8.33 Ft | |
| Bedroom | 9.83 Ft x 8.42 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Laundry room | .00 Ft x .00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.13%
Cap rate
4.64%
GRM
13.9
Break-even rent
$3,874
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 4, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.