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164A DEANS ISLAND ROAD
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Beds
4
Baths
4 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
89d
164A Deans Island Road offers a rare combination of expansive acreage, exceptional waterfront, and beautifully updated living spaces on the coveted Whitefish Lake-part of the Rideau Waterway. With approximately 500 ft of shoreline on the quiet channel leading into Morton Bay, this property delivers outstanding swimming, boating, and fishing, along with direct access to one of the region's most scenic stretches of the UNESCO designated Rideau system. Panoramic views of the lake and Rock Dunder create a breathtaking backdrop in every season. The main residence features vaulted ceilings and offers almost 3,000 sqft of well designed living space, featuring 4 bedrooms and 3.5 baths. The spacious primary suite offers the luxurious style ensuite you've been hoping for, with serene views and generous storage. A three season screened porch extends your living space outdoors, perfect for morning coffee or evening gatherings overlooking the water. A separate guest suite above the garage with approximately 1,000 sqft of living space features 1 bedroom and 1 full bath-ideal for extended family, visitors, or private workspace. The property includes both a 2 car attached garage and a second detached 2 car garage, plus a dedicated woodshed for year round convenience. Set on over 14 acres, the grounds are beautifully landscaped with stone features, rock gardens, and a charming herb garden. Outdoor living is enhanced by a striking stone fireplace, multiple seating areas, and natural pathways that lead toward the shoreline. Over the past decade, the owners have invested in a thoughtful series of upgrades that elevate both the home and the property-enhancing comfort, efficiency, and year round enjoyment while preserving the natural beauty and timeless character of this remarkable lakeside retreat. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 3.85 × 7.03 meters | |
| Bathroom | 3.55 × 3.19 meters | |
| Primary Bedroom | 6.3 × 6.28 meters | |
| Foyer | 4.65 × 5.33 meters | |
| Sunroom | 5.41 × 5.14 meters | |
| Office | 2.73 × 2.74 meters | |
| Dining room | 4.01 × 7.03 meters | |
| Kitchen | 3.55 × 6.27 meters | |
| Partial bathroom | 1.91 × 1.78 meters | |
| Bathroom | 2.73 × 2.51 meters | |
| Bedroom | 4.26 × 3.41 meters | |
| Bedroom | 4.26 × 3.39 meters | |
| Recreational, Games room | 4.43 × 6.07 meters | |
| Family room | 3.62 × 6.07 meters | |
| Laundry room | 3.49 × 2.42 meters |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 4.47 × 3.92 meters | |
| Bathroom | 2.19 × 2.43 meters | |
| Kitchen | 6.76 × 6.52 meters | |
| Living room | 2.47 × 3.94 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
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Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
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Suite legality / potential
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Monthly carrying cost
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Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.64%
Cap rate
4.74%
GRM
13.9
Break-even rent
$11,001
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Rideau Lakes. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.