We use cookies for basic analytics + follow-up. Privacy
We remember this notice, run basic analytics, and use account activity like saved homes and listing views to provide real-estate follow-up. Privacy.
146 FOUR MILE CREEK ROAD
Swipe through similar matches — tap the heart to save, or open one for the full read.
Beds
4
Baths
4 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
137d
Prime Niagara-on-the-Lake (St. David's)! A rare opportunity to own a beautifully updated home on an impressive 103 ft x 180 ft lot in one of NOTL's most desirable neighbourhoods. This bright and welcoming 4 bedroom, 3.5 bathroom residence offers over 2,500 sq ft of finished living space, featuring large windows that flood the home with natural light and warmth throughout.Currently operating as a licensed Airbnb, this property provides excellent potential for investors or buyers seeking a turnkey short-term rental in a world-class destination.Extensive upgrades include new asphalt driveway (2021), garage concrete pad (2021), garage door, new windows (2021), stucco exterior (2021), and a 200-amp electrical panel. The kitchen and bathrooms were refreshed (2021), complemented by a complete set of newer kitchen appliances. Major mechanical improvements include an owned hot water tank (2023) and owned heat pump (2023).Step outside to enjoy a large inground pool, perfect for summer entertaining and relaxing. Pool updates include a repainted pool, new piping, and new skimmer (2024).Enjoy the convenience of a double car garage plus 6 additional parking spaces (8 total). The outdoor setting is low-maintenance and offers beautiful open neighbourhood views. The spacious primary bedroom features a 3-piece ensuite and a private balcony overlooking the clear view-perfect for morning coffee or evening relaxation.Just minutes to award-winning wineries, golf, and the charm of historic Niagara-on-the-Lake. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Family room | 7 × 3.3 meters |
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | — | |
| Bedroom 4 | 3.6 × 2.7 meters | |
| Great room | 9.7 × 3.3 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 5.5 × 4.2 meters | |
| Partial bathroom | — | |
| Dining room | 6.4 × 3.3 meters | |
| Kitchen | 3.3 × 3.3 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | — | |
| Primary Bedroom | 5.8 × 3.6 meters | |
| Bedroom 2 | 3.3 × 2.7 meters | |
| Bedroom 3 | 3.3 × 4.6 meters | |
| Bathroom | — |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Niagara-on-the-Lake (St. Davids). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.