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14 CHURCH STREET S
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Beds
3
Baths
2
Sqft
—
Year
—
Type
Single Family
On market
29d
City-approved architectural package for full mixed-use redevelopment. 1,830 sq ft on a deep 30 x 165.25 ft commercial lot with rare 5-car parking via private drive. The approved set (Hirman Architects, City of Richmond Hill CDA-stamped) includes interior reconfiguration, a rear extension expanding the main building to 3,147 sq ft across two storeys, and a brand-new 920 sq ft two-storey accessory dwelling at the rear of the lot. *Click on virtual tour for more photos*. Total buildable area at completion: 4,067 sq ft across three independent programs: main floor commercial offices, second floor residential unit, and a fully separate two-bedroom ADU. The next owner takes a stamped, approved package directly to building permit, bypassing years of design and committee review. Original heritage character intact (stained glass) with mechanicals upgraded: heat pump (2023), HW tank (2024), 200 amp service. Steps from Yonge Street, Richmond Hill GO, and the historic Crosby core. Comparable built-out value supports $2M+ at completion. (id:65958)
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Richmond Hill (Crosby). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.