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132 JAMES STREET
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Beds
6
Baths
3 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
62d
Welcome to 132 James Street, perfectly situated in Barrie's highly sought-after Ardagh Bluffs-a true family-friendly neighbourhood known for its quiet streets, excellent schools, parks, and endless walking trails. This is the kind of community where kids ride bikes, neighbours connect, and everything you need is just minutes away.Offering over 2,700 sq. ft. of finished living space, this spacious home is ideal for growing families and those who love to entertain. The main level features a bright living and dining room with hardwood flooring, along with a warm and inviting family room complete with a cozy gas fireplace. The eat-in kitchen is the heart of the home and opens directly to your private backyard oasis. Step outside and discover the highlight of this property - a huge in-ground pool, perfect for hosting friends and family, summer BBQs, birthday parties, or simply relaxing on warm days. This backyard is designed for creating memories and enjoying the best of outdoor living.Upstairs, you'll find four generously sized bedrooms, all with hardwood flooring. The primary suite offers a walk-in closet and a private 4-piece ensuite, providing a comfortable retreat at the end of the day. The fully finished lower level adds incredible flexibility with an additional bedroom, a 4-piece bathroom, a large recreation/games area, and a second family room with a fireplace - an ideal setup for an in-law suite, teens, or extended family.The location is exceptional. Families will love the short 5-minute walk to Ferndale Woods Elementary School, along with nearby parks, playgrounds, and scenic walking trails. Everyday conveniences such as Zehrs, the community centre, pharmacy, coffee shops, and banks are all close by. For commuters, quick access to Hwy 400 makes travel effortless, while Highways 26 and 90 put you on the gateway to recreation, golf courses, and beautiful beaches.More than just a home - it's a lifestyle in one of Barrie's best family neighbourhoods! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 6.15 × 5.1 meters | |
| Bedroom 5 | 4.98 × 3.05 meters | |
| Bedroom | 5.23 × 3.15 meters | |
| Bathroom | 4 × 3 meters |
Ground level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.32 × 3.2 meters | |
| Dining room | 3.35 × 3.2 meters | |
| Kitchen | 6.09 × 4.1 meters | |
| Family room | 4.98 × 3.35 meters | |
| Partial bathroom | 1.73 × 1.52 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 4.87 × 3.05 meters | |
| Bedroom 2 | 3.88 × 3.35 meters | |
| Bedroom 3 | 3.14 × 3.05 meters | |
| Bedroom 4 | 3.35 × 3.25 meters | |
| Bathroom | 3 × 1.5 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-0.86%
Cap rate
4.69%
GRM
13.9
Break-even rent
$5,998
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Barrie (Ardagh). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.