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12698 LOYALIST PARKWAY
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Beds
5
Baths
5 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
283d
This luxurious estate is an executive, custom post and beam waterfront property on Picton Bay. With 1.3 acres of land, directly across the harbour from the Prince Edward Yacht Club, this home is a boat lovers paradise. Built in 2012, this magnificent retreat features vaulted ceilings, three spacious levels with five bedrooms and four and a half bathrooms, a walkout patio on the lower level, and two stunning main-floor decks perfect for taking in the harbour view with your morning coffee. Over 5,000 total sq ft of living space to enjoy. A rare 2+2 car garage completes the picture. This beautiful place is a perfect gathering spot for friends and family and is an entertainer's dream complete with hot tub, custom waterfront benches, fire pit, basketball and pickleball games area, large boat dock with kayak launch, professional fitness room and more. Situated within the town limits, just minutes from all the amenities this lovely town has to offer. Located only 2.5 hours from Toronto, Prince Edward County is renowned for the beaches at Sandbanks Provincial Park, outstanding cuisine, wine, art galleries, wineries, golf, local markets and shops. Home to the Royal Hotel, which was recently awarded the prestigious MICHELIN Key, and our beloved historical Regent Theatre. Prince Edward Memorial Hospital is 10 minutes away and our new hospital is rising from the ground right behind the old one! If you have been considering buying a home in the County, this is the one you've been waiting for. Why not live where you love to visit? (See photos below of the beautiful newly restored Claramount Hotel just steps away.) (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Recreational, Games room | 8.38 × 7.37 meters | |
| Bedroom 4 | 4.98 × 3.96 meters | |
| Bedroom 5 | 4.42 × 4.52 meters | |
| Exercise room | 4.83 × 7.82 meters | |
| Utility room | 4.8 × 2.95 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Great room | 7.37 × 7.98 meters | |
| Kitchen | 4.93 × 3.91 meters | |
| Dining room | 4.93 × 4.11 meters | |
| Den | 4.37 × 4.52 meters | |
| Primary Bedroom | 4.95 × 4.95 meters | |
| Sunroom | 4.36 × 4.48 meters | |
| Partial bathroom | 1.68 × 3.02 meters | |
| Laundry room | 4.36 × 2.56 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 3 | 3.56 × 7.75 meters | |
| Loft | 7.37 × 4.8 meters | |
| Bedroom 2 | 4.8 × 7.77 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Prince Edward County (Picton). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.