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12429 103B Street
Beds
4
Baths
3
Sqft
1,331
Year
2013
Type
Single Family
On market
5d
This stunning home is complete with a legal suite with a separate entry from the garage. This home is perfect for a first-time homebuyer looking for a mortgage helper, a family wanting a suite for the adult family members or for an investor. Live on the top floor and let your tenant help pay your mortgage!!! The main floor has just been freshly painted and features a great kitchen with a brand-new stove, an eating island and pantry, vaulted ceilings, and an open concept to the dining area and living room with a cozy gas fireplace. Walk out onto the great deck that leads to the fenced back yard from the living area. The primary bedroom with 3 pc. ensuite is located on the main floor, along with the laundry, with two additional bedrooms and a full bathroom, a few stairs up on the upper level. The full legal suite is downstairs with a large entry through the garage or from the main entrance with plenty of room for your tenants' coats and footwear. The suite has lots of light and features a great kitchen/eating area open to the living room, as well as a good-sized bedroom, a full bathroom, and laundry. This home is located in Northridge and you can view Roy Bickel School across the empty field out front. Great home in a great neighbourhood close to all amenities (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 10.58 Ft x 10.58 Ft | |
| 4pc Bathroom | 8.58 Ft x 10.25 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 12.50 Ft x 11.17 Ft | |
| 3pc Bathroom | 6.00 Ft x 9.25 Ft |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 11.92 Ft x 9.25 Ft | |
| Bedroom | 9.83 Ft x 9.42 Ft | |
| 4pc Bathroom | 5.00 Ft x 9.25 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.33%
Cap rate
4.60%
GRM
13.9
Break-even rent
$3,481
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 4, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Grande Prairie. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.