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124 Bergen Crescent NW
Beds
5
Baths
3
Sqft
1,150
Year
1980
Type
Single Family
On market
18d
Welcome to 124 Bergen Crescent NW — a beautifully updated bi-level in the established community of Beddington Heights, featuring a sunny south-facing backyard and a turnkey illegal basement suite.This 5-bedroom, 3-bathroom home has been thoughtfully refreshed from top to bottom. The main floor features rich maple hardwood flooring, recessed LED lighting throughout, and a warm wood-burning fireplace anchored by a charming bay window in the living room that fills the space with natural light. Brand new front-facing windows (2025) further brighten the home throughout.Major capital improvements are already done for you: new HardiePlank siding (2025), hot water tank (2026), professionally painted interior (2026), new deck (2026), and a roof replaced in 2015. Minimal deferred maintenance means more cash flow from day one.The fully finished basement offers a self-contained illegal suite with a separate exterior entry and in-suite laundry — a strong mortgage helper with nearly 1,050 sq ft of below-grade living space and clear cashflow upside for investors.Outside, a fully fenced south-facing yard with a brand new deck, rear parking pad, and back lane access round out the package. Situated on a quiet, low-traffic street within walking distance to parks, schools, shopping, and transit, including walking distance from the future Green Line LRT Beddington station. This is a fantastic investment opportunity in a well-connected, established community — don't let it pass you by. Book your showing today. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 10.83 Ft x 11.75 Ft | |
| 4pc Bathroom | 7.42 Ft x 5.58 Ft | |
| Living room | 16.17 Ft x 15.58 Ft | |
| Bedroom | 11.17 Ft x 11.58 Ft | |
| Kitchen | 11.42 Ft x 9.08 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 10.42 Ft x 12.00 Ft | |
| 4pc Bathroom | 7.75 Ft x 5.25 Ft | |
| 4pc Bathroom | 8.17 Ft x 4.92 Ft | |
| Primary Bedroom | 15.08 Ft x 11.00 Ft | |
| Bedroom | 10.42 Ft x 8.67 Ft | |
| Kitchen | 7.83 Ft x 11.00 Ft | |
| Living room | 17.42 Ft x 12.92 Ft | |
| Dining room | 10.08 Ft x 9.75 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.84%
Cap rate
4.50%
GRM
14.1
Break-even rent
$3,481
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 1, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Calgary. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.