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12 SIMON DRIVE
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Beds
4
Baths
2 full + 1 half
Sqft
—
Year
—
Type
Single Family
On market
41d
Welcome to 12 Simon Drive, a beautifully updated 4-level sidesplit set in a quiet, established Loretto neighbourhood. This home offers the ideal blend of modern upgrades and country charm, perfect for families looking for space, privacy, and a move-in-ready lifestyle. The standout feature is the fully renovated kitchen (2023). Bright and thoughtfully designed, it showcases sleek cabinetry, quartz countertops, stainless steel appliances, and a spacious eat-in area ideal for both everyday living and entertaining. Large windows and a walk-out to the deck bring in natural light and connect seamlessly to the outdoors. The main living and dining areas offer a functional, open flow, while the lower-level family room provides a comfortable retreat with a cozy fireplace. With 3+1 bedrooms, a finished basement, and flexible space for a home office, gym, or guest suite, the layout is well-suited to a variety of needs. Outside, the property sits on a generous, landscaped corner lot surrounded by mature trees, offering excellent privacy. The backyard is ideal for entertaining or relaxing, featuring a deck, a fire pit, and plenty of space for kids or pets. Major updates have already been completed, including the kitchen (2023), main bathroom (2026), finished basement (2026), furnace and A/C (2023), driveway (2024), roof (2018), sump pump and septic service (2023), and water softener system (2023). Located just minutes from parks, schools, and local amenities, this home offers a well-balanced combination of comfort, convenience, and small-town living. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 4 | 4.36 × 4.1 meters | |
| Family room | 7.24 × 3.77 meters | |
| Office | 2.77 × 2.1 meters |
Basement
| Room | Dimensions | Features |
|---|---|---|
| Furnace | 4.81 × 2.87 meters | |
| Recreational, Games room | 7.42 × 3.81 meters | |
| Laundry room | 2.51 × 2.87 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 7.42 × 3.31 meters | |
| Kitchen | 7.44 × 4.11 meters |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 4.19 × 3.94 meters | |
| Bedroom 2 | 4.19 × 3.99 meters | |
| Bedroom 3 | 2.95 × 2.73 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Adjala-Tosorontio (Loretto). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.