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113 WATER STREET
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Beds
3
Baths
1
Sqft
—
Year
—
Type
Single Family
On market
28d
Come experience why Hope Bay is one of the Bruce Peninsula's most beautiful locations. Welcome to your private, turnkey waterfront escape on the sparkling shores of Hope Bay, where natural beauty surrounds you in every direction. Access is simple, scenic, and part of the charm. From the parking area, enjoy a short, peaceful walk (under 10 min) along a beautiful, well-established trail that leads you right to your cottage. Prefer the water? Aluminum boat w/ 20HP Yamaha power tilt motor is included, an easy launch at the parking area-making it just a 1-min ride along the shore to your dock. It's effortless, flexible, and adds to the sense of true getaway privacy. Perched above the trees with sweeping views of the bay and escarpment, this cottage captures everything you imagine in a classic Canadian retreat-peaceful, charming, and naturally stunning. Reconstructed in 2016, the cottage is a true showstopper. Expansive windows and a wraparound deck bring the outdoors in, perfect for soaking in sunrise coffees, sunset views, and easy summer entertaining. Inside, warm pine finishes, hardwood floors, and soaring ceilings create an inviting atmosphere. A pellet stove set into a beautiful stone feature wall adds the perfect cozy touch for cooler evenings. The open-concept layout is ideal for gathering, and the thoughtfully designed kitchen blends seamlessly with the natural surroundings. With three separate sleeping spaces-the main bedroom, loft, and charming bunkie, there's plenty of room for family and guests. The cottage and bunkie are fully insulated with heating and cooling, extending your enjoyment well beyond the summer months. Down at the shoreline, you'll find a solid 50-foot crib dock-no seasonal hassle-plus two boat rails for easy access on and off the water.The generous 100 x 300 ft lot offers exceptional privacy, along with direct access to the Bruce Trail, putting world-class hiking right at your doorstep. Accessible in all seasons! (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 4.29 × 3.99 meters | |
| Dining room | 1.67 × 2.46 meters | |
| Kitchen | 2.89 × 2.77 meters | |
| Bedroom | 4.29 × 2.16 meters | |
| Bathroom | 1.43 × 2.77 meters |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Loft | 4.29 × 1.52 meters |
Flat
| Room | Dimensions | Features |
|---|---|---|
| Bedroom 2 | 3.44 × 4.08 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Northern Bruce Peninsula. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.