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Reduced $4,900 (1%) from $599,900
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1109 Pacific Circle W
Beds
4
Baths
4 full + 1 half
Sqft
1,791
Year
2019
Type
Single Family
On market
21d
Two storey family home at 1109 Pacific Circle West in Garry Station West, perfectly situated just steps from the brand new elementary school. Built in 2020 and thoughtfully finished by the builder, this home offers 1,791 sq ft on the main and upper floors plus a fully developed 700 sq ft basement, delivering bright, flexible living space ideal for growing families.The heart of the home is a modern two tone kitchen with a navy island, white upper cabinetry, quartz countertops and stainless steel appliances, including an industrial size side by side fridge & Freezer. A generous butler’s pantry provides abundant storage and prep space, while pots and pans drawers, a stainless hood and a gas cooktop make the kitchen highly functional. Warm vinyl plank flooring and abundant pot lights flow through the open main level, where an electric fireplace anchors a welcoming living area. The primary suite features a built in quartz makeup table in the walk in closet and a spa style ensuite with dual sinks and a tiled shower that includes a quartz bench seat for comfort and convenience.Downstairs, the builder finished basement adds additional 700 sq ft of living space—ideal for a family room, home office or guest suite. The attached garage is roughed in for gas and electrical future heating, and the lot offers practical lane access and RV storage potential. Mature trees and established landscaping with underground sprinklers create a private area to escape! Pressure treated deck with aluminum railing and a concrete patio area provide excellent outdoor living and entertaining options. A shed adds extra storage. (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 4.92 Ft x 8.50 Ft | |
| Bedroom | 12.42 Ft x 9.17 Ft | |
| Family room | 12.33 Ft x 13.92 Ft | |
| Furnace | 9.25 Ft x 23.50 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| 2pc Bathroom | 4.92 Ft x 4.83 Ft | |
| Dining room | 10.17 Ft x 11.58 Ft | |
| Foyer | 7.83 Ft x 7.33 Ft | |
| Kitchen | 10.08 Ft x 11.58 Ft | |
| Living room | 13.08 Ft x 13.42 Ft | |
| Other | 8.33 Ft x 7.92 Ft |
Upper Level
| Room | Dimensions | Features |
|---|---|---|
| 4pc Bathroom | 9.42 Ft x 4.92 Ft | |
| 4pc Bathroom | 11.58 Ft x 5.58 Ft | |
| Bedroom | 13.33 Ft x 9.50 Ft | |
| Bedroom | 13.25 Ft x 9.67 Ft | |
| Bonus Room | 13.42 Ft x 13.83 Ft | |
| Primary Bedroom | 13.67 Ft x 12.00 Ft | |
| Other | 7.83 Ft x 11.00 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.13%
Cap rate
4.64%
GRM
13.9
Break-even rent
$3,693
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 4, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Lethbridge. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.