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1096 CHELSEA LANE
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Beds
5
Baths
2
Sqft
—
Year
—
Type
Single Family
On market
48d
Discover the perfect blend of rustic charm and modern comfort in this beautiful country home, set in a private, peaceful setting. Step inside the open-concept living area, where a large kitchen with island flows seamlessly into the dining and living spaces. A double-sided brick fireplace warms both the master suite and kitchen, while a double-sided propane fireplace adds cozy charm to the living room. Hardwood flooring and many recent upgrades bring a fresh, modern feel to this inviting home. The lower level offers lots of extra living space with a spacious family room, ideal for movie nights or gatherings. Outside, you'll find an oversized single-car garage and a large bunkie - perfect for guests, hobbies, or extra storage. Whether you're seeking a year-round residence or a weekend getaway, this property delivers the perfect blend of comfort, style, and nature. Enjoy shared access to Maple Lake, complete with a sandy beach - perfect for swimming, kayaking or simply soaking up the sun. Whether you're seeking a year-round residence or a weekend escape, this property offers the tranquility of country living with the bonus of waterfront enjoyment. (id:65958)
Lower level
| Room | Dimensions | Features |
|---|---|---|
| Laundry room | 3.2 × 1.74 meters | |
| Bathroom | 1.31 × 2.99 meters | |
| Furnace | 4.77 × 4.57 meters | |
| Sunroom | 5.79 × 3.72 meters | |
| Family room | 5.63 × 4.39 meters | |
| Den | 3.5 × 3.81 meters | |
| Office | 3.81 × 3.7 meters |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Living room | 5.94 × 4.572 meters | |
| Kitchen | 5.85 × 4.337 meters | |
| Dining room | 3.05 × 4.05 meters | |
| Bedroom | 5.28 × 4.39 meters | |
| Bedroom 2 | 3.73 × 3.04 meters | |
| Bedroom 3 | 2.74 × 2.7 meters | |
| Bathroom | 2.74 × 2.47 meters |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Algonquin Highlands (Stanhope). The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.