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1085 Sea Fern Lane
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Beds
0
Baths
1
Sqft
474
Year
1992
Type
Single Family
On market
28d
Welcome to a truly special waterfront opportunity on beautiful Mudge Island, where the beach vacation lifestyle is second to none. Known for its peaceful atmosphere and close-knit community of approximately 100 residents, Mudge offers a rare sense of privacy and seclusion while remaining easily connected to nearby amenities. Set on a full acre of waterfront, this property features the kind of shoreline that is becoming increasingly difficult to find with your very own beach access right out front. Step outside and enjoy calm, protected waters perfect for kayaking, swimming, paddleboarding, beachcombing, or simply relaxing by the ocean. Positioned on the sunny south side of the island near Link Island and South Beach, this is one of Mudge’s most prized waterfront settings, offering long summer days and exceptional sun exposure. The property includes a charming 474 sq.ft. cabin built in 1992, ideal as a cozy weekend retreat, summer escape, or comfortable base while planning future improvements. Anchor your boat right out front or take advantage of the nearby Moonshine Cove Yacht Club marina for convenient moorage. Despite the peaceful island setting, everyday conveniences remain close at hand. Vancouver Island is just a short 5-minute boat ride away for supplies and services, while Gabriola Island offers convenient docking, shopping, restaurants, and additional amenities nearby. Essential infrastructure is already in place, including a well, septic system, power, and high-speed internet available, allowing you to arrive and enjoy island life. While some repairs are required, the necessary items are here. Whether you’re searching for a recreational getaway, a waterfront retreat, or the perfect location to create your long-term vision, this is a rare opportunity to own in one of the Gulf Islands’ most sought-after waterfront communities. Measurements from BC Assessment and Matterport. Verify all information if important. (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Bathroom | 10'3 x 6'2 | |
| Laundry room | 5'3 x 9'7 | |
| Entrance | 8'7 x 4'9 | |
| Kitchen | 6'1 x 11'8 | |
| Living room | 9'9 x 11'8 |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Loft | 7'6 x 14'0 |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Mudge Island. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.