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1047 BAY Street
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Beds
3
Baths
3
Sqft
1,965
Year
1900
Type
Single Family
On market
128d
Welcome to Port Rowan living at its finest! This inviting 3-bedroom, 3-bathroom home blends comfort and convenience with a relaxed lakeside lifestyle. Thoughtfully maintained and updated, it’s move-in ready and perfectly suited for year-round living, a seasonal retreat, or perfectly set up with 2 units to rent as a BnB. Step inside to find a bright, welcoming layout with generous living spaces and modern updates throughout. Plenty of cupboards in the kitchen with a newer tiled backsplash, family room and dining room at the back creates a warm and functional space for entertaining or everyday life. With electrical (200 amp) and plumbing updated in 2017, you’ll enjoy both charm and peace of mind. Main floor laundry! Hardwood flooring! Upstairs boasts 3 bedrooms, a large closet/storage space and a spacious bathroom with a claw foot tub. Outdoors is where this property truly shines. Professionally refreshed landscaping within the last 5 years sets the stage for private, low-maintenance enjoyment, including over 300 hydrangea plants and emerald cedars. Spend summer evenings under the gazebo or toasting marshmallows on your campfire while enjoying the view of the outdoor lighting, host barbecues on the patio, or simply relax and unwind in your own fully fenced backyard oasis. Even an auto remote lawn mower with underground wiring is included! Additional highlights include a Generac generator for worry-free living, new shingles and driveways in 2021. All this, just minutes from Long Point’s sandy beaches, marinas, golf course, wineries and walking distance to the amenities of downtown Port Rowan. A home that offers more than just a place to live — it’s a lifestyle. Alternative mls X12749018 (id:65958)
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 18'1'' x 10'7'' | |
| 3pc Bathroom | 4'0'' x 4'0'' | |
| Family room | 14'3'' x 19'1'' | |
| Kitchen | 18'3'' x 11'0'' | |
| 3pc Bathroom | 11'2'' x 7'7'' | |
| Living room | 14'5'' x 11'9'' | |
| Foyer | 7'4'' x 11'3'' |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Bedroom | 8'10'' x 6'9'' | |
| Bedroom | 10'8'' x 11'4'' | |
| Primary Bedroom | 11'0'' x 12'3'' | |
| 4pc Bathroom | 13'0'' x 6'8'' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Port Rowan. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.