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1042 RIVER Road
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Beds
3
Baths
2
Sqft
1,990
Year
1960
Type
Single Family
On market
60d
Spectacular waterfront property enjoying 186ft of coveted low profile/easy access Grand River frontage incs over 22 miles of navigable waterway at your doorstep. Savour tranquil views of the meandering Grand enjoying views of undisturbed natural lands across deep/wide portion of river - the ultimate venue for boating, waterskiing, canoeing, kayaking or fishing - wildlife & exotic waterfowl sanctuary. Follow flag stone walk-way accented with beautiful landscaping to front entry of updated 2 storey Cape Cod style home boasting over 1900sf of open concept living/dining area offering oversized water-view windows - continues to modern kitchen sporting ample cabinetry + walk-out to private 10x20 river facing deck, 3pc bath & convenient direct garage entry. Multiple classic dormers ensure an abundance of natural light flooding the spacious upper level incs roomy hallway, elegant primary bedroom enhanced with 2 river-view windows & 4 double door closets + 2 additional bedrooms. Easy access staircase provides entry to 874sf lower level/basement introduces rec/family room, laundry/utility room + handy storage area. Incs 3 parcels with separate ARN’s - new government legislature may allow for potential future lot severance - sufficient area for auxiliary dwelling (ADU), tiny house or outbuilding/barnette. Relaxing 30/40 min commute to Hamilton, Brantford & Hwy 403 - 10 mins SW of Cayuga - less than 120 mins south of GTA. Extras - furnace-2014, AC-2023, c/vac, new vinyl windows-2024, roof shingles-2008, appliances, 2000 gal. cistern + septic. Unbeatable combination of incredible lot size & substantial water frontage. Life is Grander on the Grand! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Storage | 11'8'' x 7'9'' | |
| Laundry room | 12'4'' x 8'8'' | |
| Utility room | 9'7'' x 3'6'' | |
| Recreation room | 15'7'' x 18' |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Dining room | 19'3'' x 13'5'' | |
| Living room | 19'0'' x 19'3'' | |
| Kitchen | 9'5'' x 9'7'' | |
| 3pc Bathroom | 7'3'' x 5'3'' |
Second level
| Room | Dimensions | Features |
|---|---|---|
| Primary Bedroom | 13'0'' x 18'9'' | |
| Foyer | 6'1'' x 8'2'' | |
| Bedroom | 10'2'' x 19'3'' | |
| Bedroom | 15'7'' x 9'6'' | |
| 4pc Bathroom | 8'6'' x 13'6'' |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
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Insurance estimate
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Commute
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Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated May 12, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Cayuga. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.