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1030 5 Street SE
Beds
4
Baths
3
Sqft
1,302
Year
2002
Type
Single Family
On market
20d
This fully developed bungalow shows 10/10 and is ideally located on the River Flats — tucked out of the wind and just steps from walking paths, parks, the river, outdoor pool, and many other amenities. Meticulously maintained and beautifully presented, this bright and welcoming home features an open-concept floor plan with 9-foot ceilings and an abundance of natural light throughout. The kitchen is designed for both everyday living and entertaining, offering quartz countertops, a large island, and plenty of prep and gathering space. The spacious front entry showcases custom built-in cabinetry and flows into the inviting living room, complete with laminate flooring throughout the main living areas. The main floor includes two generous bedrooms, including a stunning primary suite featuring a custom ensuite with dual sinks, quartz countertops, dual walk-in closets, and a walk-in shower. An additional 4-piece bathroom completes the main level. Downstairs, the fully finished basement offers even more living space with two additional good-sized bedrooms, another 4-piece bathroom, a comfortable family room, laundry room, and a large storage area. Outside, the property continues to impress with RV parking, a 30x24 garage wired with 220V power, paved back alley access, underground sprinklers (back yard only), and a private backyard complete with a beautiful deck — perfect for relaxing or entertaining. This wonderful home is truly move-in ready and waiting for its next owner to simply move in and enjoy. Be sure to take the 24-hour virtual tour! (id:65958)
Basement
| Room | Dimensions | Features |
|---|---|---|
| Living room | 16.08 Ft x 19.25 Ft | |
| Bedroom | 11.75 Ft x 12.00 Ft | |
| Bedroom | 11.75 Ft x 10.50 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| Laundry room | 6.83 Ft x 13.67 Ft | |
| Furnace | 5.50 Ft x 13.67 Ft |
Main level
| Room | Dimensions | Features |
|---|---|---|
| Other | 6.92 Ft x 8.25 Ft | |
| Living room | 16.42 Ft x 13.50 Ft | |
| Dining room | 13.42 Ft x 8.25 Ft | |
| Kitchen | 13.42 Ft x 12.83 Ft | |
| Primary Bedroom | 12.75 Ft x 13.08 Ft | |
| Bedroom | 12.67 Ft x 10.00 Ft | |
| 4pc Bathroom | .00 Ft x .00 Ft | |
| 3pc Bathroom | .00 Ft x .00 Ft | |
| Other | 5.08 Ft x 9.92 Ft | |
| Other | 5.00 Ft x 9.67 Ft |
10-item due-diligence checklist. We can pre-flight most of these for you on a CMA call.
Comparable sales
Ask for 3–5 recent solds within ~1 km and the same beds/baths so the list price has context.
Property condition
Roof age, furnace age, hot-water tank age, electrical panel size, windows. Cosmetic vs structural.
Zoning
Confirm zoning matches your intent (single-family vs duplex vs secondary suite vs commercial).
Suite legality / potential
If suited or being marketed as suited: confirm permits, separate entrance, ceiling height, egress windows.
Monthly carrying cost
Mortgage + property tax + insurance + condo fee (if any) + utilities. Compare to your max budget.
Property taxes
Confirm the annual tax amount on the current assessment — and whether a reassessment is pending.
Insurance estimate
Get a same-day quote. Older homes, knob-and-tube wiring, polybutylene plumbing, flood plains all change the number.
Commute
Drive it (or transit it) at the actual time of day you'd commute. Map ETA lies during peak hours.
Deposit and financing conditions
Deposit size, financing condition window, condition removal date, possession date — all negotiable.
Inspection considerations
Budget for a home inspector ($500–700) and any specialty inspections (sewer scope, mould, asbestos for pre-1990 builds).
Cash on cash
-1.33%
Cap rate
4.60%
GRM
13.9
Break-even rent
$3,117
Financing
Operating expenses (monthly)
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Approximation only. Actual cash flow depends on financing terms, condition reports, current market rents, property tax assessment, condo fees, and tenant quality. Defaults: 4.5% rate, 30-year amortization, 5% vacancy, 1%/yr maintenance, 0.5%/yr CapEx reserve, $80/mo insurance. Property tax estimated at 0.55%/yr where not provided. Talk to a mortgage broker before relying on these numbers.
Rough ballpark only. Pick a down-payment option, then tap any underlined number below to plug in your real numbers — tax, condo fee, insurance, utilities. Total updates live. Confirm with a mortgage broker before writing an offer.
Cost lines (tax, condo, insurance, utilities) are editable inline above. These two control the mortgage payment math.
Approximation only. CMHC default insurance is included when down payment is under 20%. Property tax and condo fees come from MLS when listed and may not reflect the current billing year. Suite rental income depends on permits, market rent, and vacancy — confirm with a property manager. Always validate your scenario with a mortgage broker and your insurance provider before writing an offer.
We'll reply by text within a few hours. Comparable sales, condition flags, things worth checking — sent before you book a showing.
Listing brokerage
Listing brokerage on file
Listing data via CREA DDF®. Information is deemed reliable but not guaranteed accurate by CREA. Last updated Jun 4, 2026.
Nearby school, halal, mosque, grocery, park, and transit layers are still being built for Medicine Hat. The listing facts above are live; the neighborhood-intelligence layer needs POI coverage before it can score this address properly.
Buyer-fit signals
Derived from listing data and nearby-amenity proximity. Verify anything that matters to your decision — distances are approximate.